In an earlier post, I wrote about how to design a budget to meet your needs and enable you to start saving money. In uncertain times, such as this, having a budget is even more essential. You need to know how much your life costs and how long you can sustain it - especially if … Continue reading Starting Your Savings Plan #2: Choosing How to Invest Your Money
Author: Mrs Frugal Aussie Millennial
My 2019 Spending
A financial blog is not a financial blog without some transparency with how we spend our money. Because of that, I have run the numbers on our spending in 2019. Our 2019 spending was fairly similar to 2018 with some key differences, some of which I was expecting. I have not included money spent on … Continue reading My 2019 Spending
Finding Your Joy
One of the largest barriers that people face to frugality is the concern that it will minimise their enjoyment of life. In fact, one of the main concerns people voice when I mention my budgeting or frugality to them (especially with family) is that they don't think I'm doing things I enjoy. Society has a … Continue reading Finding Your Joy
Starting Your Savings Plan: Step #1 Setting a Budget
There are two main parts to a savings plan. #1: Have a good budget #2: Choose how to invest your savings For a lot of people, the idea of having a budget is horrifying. People often consider a budget as a restriction of your spending where every single dollar has to documented and accounted for … Continue reading Starting Your Savings Plan: Step #1 Setting a Budget
My Frugal Wedding
So I haven't posted in a while because I have been overcome with the madness that is planning a wedding. Two weeks ago, Mr Millennial and I finally got married after nearly 9 years together. We had a wonderful day and everyone we spoke to said it was one of the best weddings they had … Continue reading My Frugal Wedding
The Importance of Being Frugal
Mr Millennial rang me just before he walked into work. "I saw the specialist this morning", he said to me, "I need to take six weeks off work". I stopped what I was doing and started some mental calculations. "How much sick leave do you have?" I asked. "Five days" was the reply, "the rest … Continue reading The Importance of Being Frugal
Save Time and Money by Automating Your Life
We've all been known to fall into the traps of convenience. Sometimes it's picking up take away on your way home from a long day or driving somewhere that you know is walking distance but you're feeling a little tired. At times, it feels like convenience is the enemy - always letting you make bad … Continue reading Save Time and Money by Automating Your Life
Slashing our Spending
In the past twelve months, Mr Millennial and I have made a number of changes to slash our spending and increase our saving. To help you on your saving journey, I thought I'd share a few of them here: 1. Reducing our Consumption of Meat A few years ago, I had a friend over for … Continue reading Slashing our Spending
My 2018 Spending
A financial blog is not a financial blog without some transparency with how we spend our money. Because of that, I have run the numbers on our spending in 2018. This includes every dollar spent except for deposits on wedding things (we are getting married this year) because we budget separately for the wedding. Housing … Continue reading My 2018 Spending
Should I Salary Sacrifice into Super?
You know that your super is important, because it's what you're going to live on after you retire. But should you be making extra payments into your super now? And how can salary sacrificing offer you benefits? What is salary sacrificing? Salary sacrificing is when your employer pays part of your wage into another benefit … Continue reading Should I Salary Sacrifice into Super?
Frugal Aussie Millennial 