The Importance of Being Frugal

Mr Millennial rang me just before he walked into work. "I saw the specialist this morning", he said to me, "I need to take six weeks off work". I stopped what I was doing and started some mental calculations. "How much sick leave do you have?" I asked. "Five days" was the reply, "the rest … Continue reading The Importance of Being Frugal

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Save Time and Money by Automating Your Life

We've all been known to fall into the traps of convenience. Sometimes it's picking up take away on your way home from a long day or driving somewhere that you know is walking distance but you're feeling a little tired. At times, it feels like convenience is the enemy - always letting you make bad … Continue reading Save Time and Money by Automating Your Life

Should I Salary Sacrifice into Super?

You know that your super is important, because it's what you're going to live on after you retire. But should you be making extra payments into your super now? And how can salary sacrificing offer you benefits? What is salary sacrificing? Salary sacrificing is when your employer pays part of your wage into another benefit … Continue reading Should I Salary Sacrifice into Super?