Starting Your Savings Plan #2: Choosing How to Invest Your Money

In an earlier post, I wrote about how to design a budget to meet your needs and enable you to start saving money. In uncertain times, such as this, having a budget is even more essential. You need to know how much your life costs and how long you can sustain it - especially if … Continue reading Starting Your Savings Plan #2: Choosing How to Invest Your Money

Starting Your Savings Plan: Step #1 Setting a Budget

There are two main parts to a savings plan. #1: Have a good budget #2: Choose how to invest your savings For a lot of people, the idea of having a budget is horrifying. People often consider a budget as a restriction of your spending where every single dollar has to documented and accounted for … Continue reading Starting Your Savings Plan: Step #1 Setting a Budget

Save Time and Money by Automating Your Life

We've all been known to fall into the traps of convenience. Sometimes it's picking up take away on your way home from a long day or driving somewhere that you know is walking distance but you're feeling a little tired. At times, it feels like convenience is the enemy - always letting you make bad … Continue reading Save Time and Money by Automating Your Life

Should I Salary Sacrifice into Super?

You know that your super is important, because it's what you're going to live on after you retire. But should you be making extra payments into your super now? And how can salary sacrificing offer you benefits? What is salary sacrificing? Salary sacrificing is when your employer pays part of your wage into another benefit … Continue reading Should I Salary Sacrifice into Super?